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Overseas Visitors
Anyone who is deemed to be ordinarily resident in the UK is entitled to free NHS hospital treatment in England. "Ordinarily resident"
is a common law concept interpreted by the House of Lords in 1982 as someone who is living lawfully in the United Kingdom voluntarily and for settled purposes as part of the regular order of their life for the time being, with an identifiable purpose for their residence here which has a sufficient degree of continuity to be properly described as settled.
Anyone who is not ordinarily resident is subject to the National Health Service (Charges to Overseas Visitors) Regulations 1989, as amended. These regulations place a responsibility on NHS hospitals and GP surgeries to establish whether a person is ordinarily resident; or exempt from charges under one of a number of exemption categories; or liable for charges.
What about British Nationals? I have paid taxes in the past
Nationality or past or present payments of UK taxes and National Insurance contributions are not taken into consideration when establishing residence. The only thing relevant is whether you ordinarily live in the UK.
How do I know if I have to pay?
The Regulations state that the hospital or GP surgery providing treatment is responsible for establishing who is entitled to free NHS treatment. They will make their decision in accordance with the Regulations. The hospital or surgery can ask you to provide evidence to support any claim to free treatment and it is your responsibility to do so if asked. If the hospital decides you are eligible for free NHS treatment you will still have to pay statutory NHS charges such as prescription charges unless you are otherwise exempt. If the hospital or surgery decides you are not entitled to free NHS treatment charges will apply and cannot be waived.
What if I do not meet one of these exemptions from charges?
If you are not ordinarily resident or exempt under the Regulations, charges will apply for any hospital treatment you receive and cannot be waived. If this is the case you are strongly advised to take out private healthcare insurance that would cover you for the length of time you are in the UK. There is no facility to purchase healthcare insurance from the NHS therefore any necessary insurance must be organised privately.
What do I have to pay for?
All treatment given by staff at a hospital or GP surgery or by staff employed by a hospital may be subject to a charge with the following exceptions:
Treatment given in an accident and emergency department (excludes emergency treatment given elsewhere in the hospital);
Treatment given in a walk in centre providing similar services to those of an accident and emergency department of a hospital;
Treatment for certain communicable diseases (excluding HIV/AIDS where it is only the first diagnosis and connected counselling sessions that are charge free);
What if I should need hospital treatment?
Under the current Regulations, anyone who is taking up or resuming permanent residence in the UK is entitled to free National Health Service (NHS) hospital treatment in England. If your intention is to live permanently in the UK you will be exempt from hospital charges from the date of your arrival in the country but you should expect to be asked to prove your intention and that you are legally entitled to live here. This exemption applies to your spouse and children (under the age of 16, or 19 if in further education) if they are living here with you on a permanent basis.
If you do not have an automatic right to take up permanent residence but have applied to the Home Office for leave to enter/remain on a settled basis, you will be chargeable for any hospital treatment up to the point your application is granted.
Once you are living here permanently you will become ordinarily resident and the Regulations will cease to apply to you. Your spouse and child will also be considered ordinarily resident if they are living permanently in the UK with you. If they are not living permanently in the UK then the Regulations will apply and in order to be entitled to free hospital treatment they will have to meet one of the categories of exemption in their own right.
In common with those ordinarily resident in the UK, anyone who meets the criteria of ordinary residence or is exempt from charges for hospital treatment will have to pay statutory NHS charges, eg prescription charges, unless they also qualify for exemption from these, and will have to go on to waiting lists for treatment where appropriate.
If I should need hospital treatment what documents will I need?
The Regulations place a responsibility on individual hospitals to determine whether, in accordance with the Regulations, a patient is liable to be charged for treatment or not. In order to establish entitlement, hospitals can ask you to provide documentation that supports your claim that you intend to live permanently in the UK. It is for you to decide what to supply, however examples of evidence could include:
documentation to prove you are entitled to live in the UK such as British Passport, permission from the Home Office;
documentation that proves your intention is to reside here permanently such as sale of goods/property overseas, receipts showing shipping of goods, looking for work, application for benefits, children are attending school.
Am I entitled to access primary care services?
Any person living here lawfully and on a settled basis is regarded as resident in the UK and therefore entitled to free primary medical services. On taking up residence in the UK it is advisable to approach a GP practice and apply to register on to its list of NHS patients. The practice may choose to accept or decline your application. An application may be refused if the practice has reasonable grounds for doing so, such as if you are living outside their practice area. A practice would not be able to refuse your application on the grounds of race, gender, social class, age, religion, sexual orientation, appearance, disability or medical condition.
Do I have to pay for emergency treatment if I have an accident?
Regardless of residential status or nationality, emergency treatment given at Primary Care Practices (a GP) or in Accident and Emergency departments or a Walk-in Centre providing services similar to those of a hospital Accident and Emergency department is free of charge.
In the case of treatment given in an Accident and Emergency department or Walk-in Centre the exemption from charges will cease to apply once the patient is formally admitted as an in-patient (this will include emergency operations and admittance to High Dependency Units) or registered at an outpatient clinic.
Am I entitled to help with the costs of non-emergency NHS treatment?
Information about help with health costs is detailed in leaflet HC11 'Are you entitled to help with health costs?'.
What are the other exemptions from charge for NHS hospital treatment?
Please see the page 'Full list of exemptions from charges'.
What if I do not meet one of these exemptions from charges?
If you are not ordinarily resident or exempt under the regulations, charges will apply for any hospital treatment you receive and cannot be waived. If this is the case you are strongly advised to take out private healthcare insurance that would cover you for the length of time you are in the UK. There is no facility to purchase healthcare insurance from the NHS therefore any necessary insurance must be organised privately.
Please note the above information gives general guidance only and should not be treated as a complete and authoritative statement of law. In all cases the Regulations place the responsibility of deciding who is entitled to receive free hospital treatment with the hospital providing treatment.